Full private medical insurance
Fast diagnosis and private treatment. The most complete cover for your team.
£25 to £60
per employee / month (typical)
Business health insurance
Business health cover that puts your people first.
Fast access to diagnosis and private treatment, 24/7 health support and everyday wellbeing for your team, from AXA Health.
Now 25% off business health cover
Terms apply.
AXA Health is Defaqto 5-star rated for business cover.
Limited offer
Save 25% on AXA Health business cover.
Cover your team with one of the UK's leading health insurers and pay 25% less when you take out a new business health insurance policy with AXA Health.
Terms apply.
Quick estimate
See an indicative range in seconds.
Adjust the basics for an indicative monthly figure. AXA Health confirms your final price when you request a quote.
15
1125250+
Indicative range
Per employee, per month
£12to£24
Employee Assistance Programme£1to£2
These figures are based on typical per-employee ranges for similar UK teams, adjusted for company size. Your insurer confirms the real price after the call, taking your age profile, location and underwriting choices into account.
Get a quote
Final price confirmed by AXA Health.
Why AXA Health
Defaqto 5-star rated
AXA Health business health cover is independently rated 5-star by Defaqto.
24/7 health support
Round-the-clock access to AXA Health's online GP and health support line for covered employees.
FCA regulated
Cover is underwritten by AXA PPP healthcare Limited, authorised by the PRA and regulated by the FCA and PRA.
How it works
Three simple steps.
01
Tell us about your business
A few quick questions about your team and what you'd like cover for.
02
AXA Health gets in touch
A specialist from AXA Health follows up to discuss your quote.
03
You decide
Review the cover and price. Take it up if it works for you. No obligation.
Did you know
Three numbers every UK employer should know.
£0bn
Cost of UK sickness absence
Estimated annual cost of poor workplace health to UK businesses, including absence and lost productivity.
Source: Industry research
0m+
People on NHS waiting lists
Recent NHS England figures show waiting lists for routine treatment at record highs, pushing more employers towards private cover.
Source: NHS England
0%
Staff value health benefits
Employees consistently rank health cover among the benefits that most influence whether they stay with an employer.
Source: UK HR studies
Get a quote for AXA Health business cover. Now 25% off.
Get a quoteWho it's for
Built for UK businesses of every shape.
Sole traders & self-employed
Personal cover structured for one-person businesses, with options that scale as you grow.
Small businesses (2 to 249)
Group schemes for SMEs. Flexible cover for the people who keep your business running.
Corporate (250+)
Group arrangements, multi-site rollouts and bespoke underwriting for larger teams.
Switching providers
Continuous-cover transfers from your current insurer with minimal disruption to your team.
Pick the right type of plan
Three ways to give your team health cover.
Not sure which fits? AXA Health will discuss them on the call. No pressure, ever.
Get a quote →
Health cash plan
Cashback on everyday health costs like dental, optical and physio.
£3 to £6
per employee / month
Flat-rate plans
Simple per-employee monthly price. No medical underwriting, same price for everyone.
From £15
per employee / month
Cover & services
Cover and services from AXA Health.
Private medical treatment
Faster diagnosis and treatment at private hospitals across the UK.
Comprehensive cancer cover
Including drugs and treatments not routinely available on the NHS.
Mental health cover
From talking therapies through to inpatient care, with no referral required for many providers.
Muscles, bones and joints
Physiotherapy, osteopathy, chiropractic and acupuncture support to keep your team moving.
Private GP
24/7 online GP appointments, often within hours.
Employee Assistance Programme
Confidential support line for personal, financial and work issues.
Health cash plans
Low-cost cover for everyday health costs. Dental, optical and physio cashback for your team.
Dental cover
Group dental plans for teams, covering check-ups, routine work and major treatment.
Occupational health
Absence management, workplace assessments and flu jabs to keep your team well at work.
Preventative screening & health checks
Early detection and lifestyle assessments to catch issues before they grow.
Wellbeing rewards
Plans that reward employees for healthy behaviour with discounts and incentives.
Corporate healthcare trusts
A tax-efficient alternative for larger employers funding their own healthcare.
A quick story
Healthier teams build stronger businesses.
One short conversation with a specialist is usually all it takes to find cover that genuinely fits your team and budget.
Built for your industry
Cover that fits how your team actually works.
The risks aren't the same in every sector. Here's the one number that matters most in yours.
Construction & trades
Muscle, bone and joint support for physical work.
Musculoskeletal disorders account for ~27% of all work-related ill health in construction.
Source: HSE
Get a quoteProfessional services
Mental health and fast GP access for desk teams.
Stress, depression or anxiety account for around half of all work-related ill health.
Source: HSE
Get a quoteTech & startups
Benefits that help you hire and keep talent.
60% of UK tech workers say benefits influence whether they stay in a role.
Source: UK HR research
Get a quoteHospitality
Flexible cover for shift-based teams.
Hospitality has one of the highest staff turnover rates in the UK at ~30% a year.
Source: UK Hospitality
Get a quoteHealthcare & care providers
Cover for the people who care for everyone else.
Health & social care has the highest sickness absence rate of any UK sector (~3.6%).
Source: ONS
Get a quoteManufacturing & logistics
Physio, occupational health and absence support.
Manufacturing loses ~17 million working days a year to ill health and injury.
Source: HSE
Get a quoteRetail
Affordable cash plans for high-turnover teams.
UK retail sees average annual turnover of 50%+ among customer-facing staff.
Source: BRC
Get a quoteCharities & not-for-profit
Sensible cover that respects tight budgets.
Two thirds of charities cite staff wellbeing as a top operational priority.
Source: NCVO
Get a quote
Why offer health cover
Good for your team. Good for your business.
Attract
Attract and keep talent
Health cover is one of the benefits employees value most.
Fewer
Fewer sick days
Faster diagnosis means less time off and a quicker return to work.
Boost
Boost productivity
Healthier teams focus better and get more done.
Care
Show your team you care
A signal that goes a long way for morale and culture.
Get a quote for AXA Health business cover. Now 25% off.
Get a quotePlain English guides
Clear answers, no jargon.
Four short reads to help you make the right call for your team. Every guide links back to the quote form when you are ready.
Guide
What is business health insurance?
How employer-paid cover works in the UK, what it includes, what it leaves out, and rough costs.
Read guide →
Guide
Business health insurance cost
Price factors, typical per-employee ranges by team size, and ways to bring premiums down.
Read guide →
Guide
Is health insurance a taxable benefit?
P11D, Class 1A National Insurance, corporation tax and a clear cash plan comparison.
Read guide →
Guide
Health insurance vs cash plan
A side by side comparison, who each suits, costs, and whether you can have both.
Read guide →
About AXA Health
AXA Health business cover at a glance.
AXA Health is one of the UK's leading health insurers, providing business health insurance to UK employers.
Fast diagnosis and private treatment
Prompt access to consultations, tests, scans and treatment at private hospitals across the UK.
24/7 health support line and online GP
Round-the-clock access to AXA Health's health support line and online GP appointments for covered employees.
Mental health, MSK and cancer cover
Mental health support, muscle, bone and joint care, and access to AXA Health's cancer nurses.
Defaqto 5-star business cover
AXA Health business health cover is independently rated 5-star by Defaqto.
AXA Health is a trading name of AXA PPP healthcare Limited, authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. FRN 202947. Verify on the FCA register.
FAQ
Common questions from UK businesses.
How much does business health insurance cost?
Cost depends on team size, age profile, location, the level of cover, and any underwriting choices. As a rough guide, expect £25 to £60 per employee per month for comprehensive PMI, and from a few pounds for a basic cash plan. AXA Health confirms the final price when you request a quote.
Is this regulated?
Yes. This site is operated by Go Live Data Ltd as an introducer. Cover is provided and underwritten by AXA PPP healthcare Limited (FRN 202947), authorised by the PRA and regulated by the FCA and PRA.
What does AXA Health business cover include?
AXA Health business health insurance covers fast access to private diagnosis and treatment, with 24/7 health support and online GP appointments, mental health support, muscle, bone and joint care, and cancer nurses. Exact cover depends on the plan you choose.
Who provides the cover?
Cover is provided and underwritten by AXA PPP healthcare Limited, trading as AXA Health.
Do you sell insurance?
No. Go Live Data Ltd operates this site as an introducer for AXA Health. We do not give regulated advice and we do not arrange or sell insurance contracts. AXA Health is responsible for the quote, the policy and the cover.
What is the 25% off offer?
AXA Health is currently offering 25% off new business health insurance policies. Terms apply. AXA Health will confirm the offer details and eligibility when you request your quote.
How fast can cover start?
For most SMEs, cover can be in place within a few working days of speaking to AXA Health. Larger or more complex schemes may take a little longer.
Is health insurance a taxable benefit?
Yes. In the UK, employer-paid health insurance is a benefit in kind. It needs to be reported via P11D or payrolled, and Class 1A National Insurance applies. See our plain English guide above for more.
Can I cover just some employees?
Yes. Most business plans let you choose which groups are covered, for example directors only or all permanent staff, and you can offer different levels of cover by group.
What about pre-existing conditions?
AXA Health offers different underwriting options including moratorium and full medical underwriting, and medical history disregarded for larger schemes. AXA Health will explain the options when you request a quote.
Ready to see your price? Get a quote from AXA Health.
Get a quoteReady to talk to a business health specialist?
A few quick questions and AXA Health will be in touch with your quote.